Umbrella Policy
More Protection and Peace of Mind at an Affordable Price. You’ve got a nice home, two cars and steady jobs. Life is good. That’s why you need umbrella insurance from Safeco. For most families, it’s an essential level of insurance that goes beyond what your home and auto policies cover. An umbrella policy can provide an additional layer of protection, giving you broader coverage if you’re sued and peace of mind knowing you’re protected
UMBRELLA INSURANCE FEATURES AND OPTIONS
Affordable Coverage You Can’t Afford to Be Without
In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an umbrella policy will provide additional coverage for:
In order to purchase umbrella insurance, you must also have an auto policy with a certain amount of liability coverage. Other than that, your umbrella policy will provide an extra layer of liability protection for any other policy and even for any policy from another insurance company.
Anywhere in the World
For certain types of liability claims, an umbrella policy covers not just you but your spouse and all family members living in your household and while traveling anywhere in the world. For example, your auto policy may not cover you while driving in a foreign country, but your umbrella policy will.
Attorney Fees
Legal defense fees, which could add up to thousands of dollars, are also covered, win or lose, for all claims covered by your personal umbrella policy and not covered by your underlying insurance policy.
In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an umbrella policy will provide additional coverage for:
- Bodily injury and property damage in an accident that exceeds your auto liability limits
- Bodily injury in the event of an accident on your property that exceeds your homeowners liability limits
- Lawsuits and legal costs relating to invasion of privacy, libel or slander, and defamation of character
- Unforeseen situations, such as an accident involving a borrowed vehicle or an accident in another country
In order to purchase umbrella insurance, you must also have an auto policy with a certain amount of liability coverage. Other than that, your umbrella policy will provide an extra layer of liability protection for any other policy and even for any policy from another insurance company.
Anywhere in the World
For certain types of liability claims, an umbrella policy covers not just you but your spouse and all family members living in your household and while traveling anywhere in the world. For example, your auto policy may not cover you while driving in a foreign country, but your umbrella policy will.
Attorney Fees
Legal defense fees, which could add up to thousands of dollars, are also covered, win or lose, for all claims covered by your personal umbrella policy and not covered by your underlying insurance policy.